2021-08-26
WHEN IS A SENIOR CITIZEN JUDGMENT PROOF?
A senior is judgment proof when a creditor with a judgment against him cannot get any of the senior's property through enforcement of the judgment.
MANY SENIOR CITIZENS ARE JUDGMENT PROOF.
The majority of seniors are judgment proof. A judgment allows the creditor to file what is called a “garnishment,” which orders someone who is holding money for you to pay them, not you. If your only income is social security, a pension, disability income or a VA benefit, that income cannot be garnished because it is protected by federal law. It can’t be taken from you. Even net wages of $217.50 per week are protected from garnishment by federal law. Furthermore, in Pennsylvania, North Carolina, South Carolina and Texas, garnishment of wages is not permitted by law.
https://www.helpsishere.org/judgmentproof.html
By - Helps Non Profit Law Firm
